Formary Works
Built for the way life really works.
Formary Works creates practical digital tools and resources that help people manage real-life tasks and systems — budgets, records, routines — without unnecessary complexity.
Formary Works is pre-launch. Products are not yet available for purchase.
First product
Family Budget Operating System
A 9-sheet Microsoft Excel workbook for planning and tracking household finances across one calendar year.
- Start Here
- Setup
- Monthly Plan
- Bills
- Transactions
- Dashboard
- Month-End Review
- Annual Overview
- Lists
Product spotlight
What the Family Budget Operating System does
A workbook you open, fill in, and use month to month. Here is the core of it.
Twelve months in one file
Plan income, fixed bills, variable spending, savings, and debt payments across a full calendar year.
Bills and transactions together
Track due dates, planned and actual amounts, paid status, payment method, and notes in one place.
A monthly dashboard
See opening balance, actual income and expenses, current balance, planned versus actual, and category spending.
A month-end routine
Close a month, carry the ending balance forward, and answer short reflection questions. Reopen it if you need to fix something.
Our approach
Practical tools, explained plainly
How we intend to work: describe what a tool does, keep it usable, and leave out unnecessary complexity.
Plain language over jargon
We aim to describe how a tool works in ordinary words, rather than assuming specialist knowledge.
Yours to adjust
In FBOS, categories, income sources, payment methods, and Paid By names can be customized.
Honest about status
We say where a product stands, including what is still pending before release.
Status
Where things stand today
FBOS is preparing for release. Final Microsoft Excel validation is still pending, so it is not available for purchase yet. Purchase details will be added before release.
Questions before launch? The Support page covers what we can answer now, and Contact explains how to reach us.